Credit card offers with points?

Whenever I get credit card offers with bonus points, I open the card, purchase something small (like $10), get the bonus points (towards a gift card or something), and then I never use the card again. (of course I pay it off).

Does that have any consequence on my credit history? Should I close that credit card account, since I never use it again after I get my $100 gift card :)

Thanks in advance.

Best answer will be chosen

Credit card offers with points?secured loan

If you do close the account, then your credit score will go down as part of the formula is based on your overall credit limit vs. amount owed. Fine to not use them, but don%26#039;t close them. I believe at some point, the banks themselves will close the account from non-use.