Friday, August 7, 2009

Why do I get so many Credit Card offers?

I know that credit card companies have access to certain credit information, but what exactly do they have access to? My husband and I both have Beacon scores over 800 and get an average of four Credit card or refinance offers EACH per day! I guess I have two questions:



1) What data do they use to %26quot;prequalify%26quot; us on all these offers? Do they use our beacons or something else?



2) How can I stop them?



I just asked a question about a better paper shredder, but I realized that the paper shredder wasn%26#039;t my problem. It%26#039;s all the JUNK I get daily! Any good advice is welcome! I don%26#039;t even enjoy getting the mail anymore!



Why do I get so many Credit Card offers?auto financing





I1). If you own a home it doesn%26#039;t matter whether you have a beacon score of 500 or 800, the mortgage company will try to get your business.



2). The credit bureaus offer a toll-free number that enables you to “opt-out” of having pre-approved credit offers sent to you for two years. Call 1-888-5-OPTOUT (567-8688). Opt out can be permanent or for a limited amount of time (usually five years). It will ask you what you want when you call.



Why do I get so many Credit Card offers?

loan



Start mailing spams to them and see how they like it.|||Take a look at this information page http://www.youbigg.com/Credit-Cards.html it lists types of cards and information, it should also answer your question.

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