If i lost my job on Friday, can I still expect to get the 0% credit card offers for a few weeks?

I have a $1500 balance on a 0% card that expires at the end of February. I got fired on Friday....how long before the credit people find out, and stop sending me the card offers?

I wanted to get a 0% offer for over a year, but the only ones I was getting were for 9 / 10 months.

If i lost my job on Friday, can I still expect to get the 0% credit card offers for a few weeks?horses for loan

You will always get offers from credit card companies based on your credit history and information they recieve. In order for them to honor for the card you have to apply for it, like any other card, and at that time they will tell you if you quality for that program or not. When you recieve the offer you need to read all terms and conditions because it will state that there are certain requirements they require in order for you to get the 0%.

When a credit card inquires about your income that is so that they can calculate your credit limit. They normally do not continue to inquire about a customer%26#039;s job situation once they open the account and you use the card.

At that pont the credit card company looks at you as you need to pay them back. If you got fired and stop making payments then they will start to inquire and call you for payment. If you don%26#039;t make payments after awhile the account will go into default and you will be recieving collection calls from the credit card company.

If i lost my job on Friday, can I still expect to get the 0% credit card offers for a few weeks?

loan

The lenders have access to your credit reports on a daily basis, this does not mean that they check every day or for that matter every few months. But the other side of the coin is that they DO have the right to check at anytime. Read your card agreement that you signed..you agreed to their terms when you signed the back of the card or first used the card. Actually most likely by law, you are suppose to inform them of the loss of your job although very few people would do this.

You could still recieve the offers for 0% for a limited time from the various lenders, but understand that when you apply for any of them you are doing so fully aware that at this time you are in no position to accumulate more debt %26amp; if they do find out or your financial situation for whatever reason worsens you%26#039;re setting yourself up for a lot of trouble on several levels.

The best thing you could do is to get back on the saddle as soon as possible, get that new job %26amp; before applying for more credit spend a reasonable amount of time at your new place of employment first. The wisest thing you could do.

Have you checked credit history recently %26amp; also your FICO score? Make sure you do what you can to keep it as close to 720 as possible %26amp; the closer to 800+ the better.

One last thing, if the lender finds out %26amp; that%26#039;s a big if at this point, it could very easily put a black mark on your credit report that will stay there for some time.

If you%26#039;re still paying at least a bit over the minimum monthly on the $1500.00 you owe the lender %26amp; make no other applications for any form of credit until you get the situation under control, you should be in the clear...no promises but that%26#039;s my take on it.|||They are creating their mailing lists off of prescreened credit reports. You should still get offers for a couple months, but your main concern is when you write down an amount of how much money you make, and you have no income...that is fraud.